Many parents juggle budgets, savings, and debt without ever being taught how interest really works. By understanding the difference between simple and compound interest and APY and APR, you can cut through the confusion, save smarter, and protect your family from costly debt traps.

Ever scroll through your feed and suddenly feel like your house, your wardrobe, even your kid’s birthday party isn’t measuring up? That’s not by accident; it’s marketing doing its job. Ads aren’t just products anymore; they’re polished lifestyles designed to make you feel “less than” so you’ll spend more. But once you spot the tricks, you can protect your money, teach your kids to do the same, and start buying only what truly serves your family.