Many parents juggle budgets, savings, and debt without ever being taught how interest really works. By understanding the difference between simple and compound interest and APY and APR, you can cut through the confusion, save smarter, and protect your family from costly debt traps.

Money talk doesn’t have to feel like decoding a secret language you missed in school. If you’ve ever nodded through a financial convo without knowing what half the words meant—this is for you. From “yield” and “equity” to “smart debt” and “compound interest,” this glossary breaks it all down in real-life terms for parents who are building a future and raising kids at the same time. Because running a household is running a business—and it’s time we learned the language of money like our future depends on it. (Because it kind of does.)