Raising kids in this economy without understanding how your brain sabotages your wallet is like running a marathon with one shoe on. You think you’re budgeting, investing, doing the ‘right things’ but your emotions, habits, and hidden mental traps are dragging your money down. Before you panic-sell your kid’s college fund or impulse-buy your fourth Stanley cup, you need to read this.

You’re not bad with money—you’re just emotionally exhausted and trying to survive. Between daycare bills, work guilt, and “treating yourself” just to stay sane, your brain is playing financial mind games you don’t even realize. This isn’t about math. This is about psychology—and it’s quietly wrecking your budget while you scroll Amazon in your sweats.